How We Work
Financial Advice Built Around Complexity, Not Just Account Size
At TriState Wealth Advisors, we believe great financial advice should reflect the full picture of your life - not just your investment accounts.
Some clients come to us for focused planning and year-round guidance. Others need deeper coordination across taxes, retirement, estate planning, business interests, and investment management. And for a select group of families, the relationship requires a more proactive, highly customized level of oversight.
That is why we offer several ways to work together based on the depth of planning, complexity involved, and level of service needed.
Advice That Evolves With Your Financial Life
Whether you are looking for ongoing planning, integrated wealth management, or a higher-touch advisory relationship, our role is to bring clarity, structure, and confidence to your financial life.
Planning Essentials
Ongoing Financial Guidance with Clarity and Structure
$3,500 - $5,000 per year
Planning Essentials is designed for individuals and families who want thoughtful, ongoing financial advice without the need for full investment management.
This relationship is ideal for clients who are looking for a trusted advisor to help them think through important financial decisions, stay organized, and move forward with greater confidence.
This may be a fit if you are:
building toward retirement
navigating a higher income or changing career path
trying to become more tax-efficient
managing your own investments but want guidance on the bigger picture
looking for accountability and ongoing planning support
Areas we may cover include:
retirement planning
cash flow and savings strategy
tax-aware planning
benefits and insurance review
education planning
ongoing strategic guidance throughout the year
Comprehensive Planning
Advanced Planning For Clients With More Moving Parts
$5,000–$7,500 per year
Comprehensive Planning is built for clients with greater complexity who want a more strategic and coordinated advisory relationship.
Whether you are balancing tax concerns, estate planning needs, executive compensation, business interests, or multiple competing priorities, this engagement is designed to help bring structure and alignment to every area of your financial life.
This may be a fit if you are:
earning more and looking for advanced tax planning opportunities
approaching retirement and weighing major financial decisions
a business owner, executive, or professional with added complexity
coordinating planning across multiple priorities
looking for an advisor who can work alongside your CPA and estate attorney
Areas we may cover include:
advanced retirement planning
tax strategy coordination
estate planning coordination
concentrated stock or equity compensation planning
business-owner planning
insurance and risk management
transition and liquidity decisions
ongoing strategy updates as life evolves
Private Wealth Management
Integrated Planning And Investment Management
$10,000–$25,000 annual relationship range
Private Wealth Management is our core relationship for clients who want comprehensive planning and investment management fully integrated under one roof.
In addition to strategic planning, we manage portfolios using a disciplined, tax-aware, long-term approach designed to align your investments with your broader financial goals.
This may be a fit if you are:
looking to delegate investment management
nearing or in retirement and need portfolio strategy tied to spending goals
seeking a coordinated approach across investments, planning, and taxes
wanting an ongoing advisory relationship that evolves alongside your wealth
Services typically include:
ongoing comprehensive financial planning
discretionary investment management
portfolio design and rebalancing
tax-aware investment strategy
retirement income planning
estate and legacy coordination
proactive guidance throughout the year
Family Stewardship
A More Private, Coordinated, And High-Touch Advisory Relationship
$30,000+ per year
Family Stewardship is designed for clients and families with substantial complexity who want a deeper level of planning, coordination, and long-term strategic oversight.
This relationship is intended for households navigating significant wealth, multiple entities or family decision-makers, advanced estate and trust considerations, philanthropic planning, or broader coordination across outside professionals.
This may be a fit if you are:
managing significant wealth across multiple accounts, entities, or generations
navigating a business transition, liquidity event, or family transition
coordinating across tax, legal, insurance, investment, and estate matters
looking for a highly customized and more proactive level of advisory support
Services may include:
advanced planning and wealth strategy
tax coordination with outside CPA professionals
estate and trust coordination
charitable and legacy planning
business and personal planning integration
multi-generational planning conversations
coordination with outside advisors and specialists
a more customized, white-glove service experience
Transparent, Fee-Only Advice
As an independent, fee-only fiduciary, our advice is designed to be objective, transparent, and aligned with your best interests.
Our relationships are structured based on the depth of advice, complexity of planning, and level of service involved. Some clients are best served through an annual planning relationship. Others benefit from a fully integrated wealth management engagement. And for a select number of families, we offer a more elevated level of strategic coordination through Family Stewardship.
We will always discuss fees clearly up front, so you understand how the relationship works and what is included.
Not Sure Which Relationship Is Right For You?
That is exactly what an introductory conversation is for.
We will learn more about your goals, priorities, and level of complexity, then help determine which service model is the best fit for your needs.
